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AI Research Memo

Ethan McGowan

AI works best when built for each sector’s data and goals Finance needs domain-grounded models and risk-based metrics, not generic chatbots Teach, buy, and regulate using sector-specific measures The most crucial figure in toda

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Ethan McGowan

General AI predicts probabilities, not context-specific safety Domain-specific AI fits the task and lowers risk in classrooms and markets Use ISO 42001, NIST RMF, and the EU AI Act, and test on domain benchmarks Reported AI incid

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David O'Neill

AI is making labor borderless as online services surge Opportunity expands, but standards, audits, and broadband are crucial Schools must teach task-first skills, platform literacy, and safeguards The fastest-growing part of g

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Keith Lee

Bootcamps produce tool users, not frontier researchers ASEAN needs a scientist-first AI talent strategy Fund PhDs, labs, and compute to invent, not import The statistic that should jolt us awake is simple: almost 40% of jobs

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Catherine McGuire

Smartphone bans offer a blueprint for AI policy in schools Use age-tiered access, strict privacy, and teacher oversight Evaluate results publicly to protect attention, equity, and integrity Let's begin with a significant figu

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David O'Neill

AI is recomposing jobs, not erasing them Throughput with judgment beats years of experience Schools and employers must teach, verify, and hire for AI-literate workflows Between 60% and 70% of the tasks people perform at wor

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Keith Lee

The core risk is AI safety rule prioritization, not model math Evidence shows agents bypass weak guardrails under pressure Schools need layered, auditable refusals and staged tool access One number should change th

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Keith Lee

Students already use AI for writing; literacy must mean transparent, auditable reasoning Redesign assessment to grade process—sources, prompts, and brief oral defenses—alongside product Skip detection arms races; provide approved tools, disclosure norms, and teacher training for equity

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David O'Neill

AI boosts task productivity, especially for novices AI labor displacement is real but small and uneven so far Protect entry-level pathways and buy for augmentation, not replacement Let's start with a straightforward fact.

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Ethan McGowan

AI human feedback cheating turns goals into dishonest outcomes—data tampering at scale Detection alone fails; incentives and hidden processes corrupt assessment validity Verify process, require disclosure and audits, and redesign assignments to reward visible work

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David O'Neill

AI is erasing junior tasks, widening wage gaps Inside firms gaps narrow; across markets exclusion grows Rebuild ladders: governed AI access, paid apprenticeships, training levies One figure should change how we think

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Ethan McGowan

Cheaper tokens made bigger bills The LLM pricing war squeezes startups and campuses Buy outcomes, route to small models, and cap reasoning A single number illustrates the challenge we face: $0.07.

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Keith Lee

AI labor cost has collapsed, making routine knowledge work pennies Schools should meter tokens, track accepted outputs, and redirect savings to student time Contract for pass-through price drops and keep human judgment tasks off-limits

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Keith Lee

AI productivity in education is real but uneven and adoption is shallow Novices gain most; net gains require workflow redesign, training, and guardrails Measure time returned and learning outcomes—not hype—and scale targeted pilots

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Keith Lee

The AI bubble rewards talk more than results Schools should pilot, verify, and buy only proven gains using LRAS and total-cost checks Train teachers, price energy and privacy, and pay only for results that replicate <

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Catherine McGuire

AI energy use is rising, but efficiency per task is collapsing Education improves outcomes by optimizing energy usage and focusing on small models.Do this, and costs and emissions fall while learning quality holds The key fig

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Catherine McGuire

AI is collapsing routine “middle” software work as adoption soars Schools must teach systems thinking, safe AI use, and verification-first delivery Employers will favor small, senior-led teams; therefore, curricula must reflect this reality

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Ethan McGowan

Network credit models aren’t “inexplicable”—they can and must give faithful reasons Adopt “no reason, no model”: require per-decision reason packets and auditable graph explanations Regulators and institutions should enforce this operational XAI so that denials are accountable and contestable

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Ethan McGowan

AVs must pass an insurance test—no policy, no deployment Permits should hinge on corridor-specific coverage and quarterly audited claims data Keep driver-assist and driverless distinct; if it’s not insurable at market rates, it’s not permissible

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Catherine McGuire

babies is inevitable—focus on smart guardrails, not bans Mandate strict privacy, proven developmental claims, and designs that boost caregiver–infant serve-and-return Advance equity with vetted, prompt-only co-play tools in public settings and firm vendor standards

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